Our Vision
FreeD Financial Services LLC helps mortgage customers repay their debts through solutions like restructuring & settlements. We aim to represent borrowers and secure optimal deal for them and the bank. This would prevent the client from facing legal action and fleeing the country.
We aim to deliver customized and result-oriented mortgage debt solutions to borrowers caught in overspending and unforeseen situations.
Our Team
Our team members consist of professionals with an in-depth knowledge and understanding of the real estate market, mortgage business, process and risks.
Our friendly and knowledgeable advisors can help you resolve the debt issues effectively, efficiently and permanently.
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Jaya Ratnani
Managing PartnerWith over 17 years of experience in Remedial Risk, Loss Containment, Credit Policy, Business Development & Customer Relationship Management across Banking,...
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Ashish Nanda
PartnerAshish Nanda holds a Chartered Accountancy from the Institute of Chartered Accountants and is also the founder and Managing Director of Innovations Group –...
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Our Mission
Freedom from Debt
We negotiate to reach a full & final settlement with banks to avoid legal complications
Reduce Financial Burden
We assist in moderating your mortgage liability by restructuring your monthly payments
Delayed Projects
We negotiate with developer & bank to foreclose the loan in case of delayed or cancelled projects
Testimonials
Sapnaa Mirchandani
It was 2012 and my husband had just left his job due to reasons beyond his control. This left us with a mortgage that we could no longer afford. When we tried to sell the villa, the market wasn’t very forgiving and as a result, there was a shortfall in the money owed to the bank. We met Jaya at that point of time and she came in as an angel. We managed to sell the property and were able to arrange the now-reduced shortfall based on our credit history and real circumstances. The loan closure was smooth under Jaya’s reassuring eye. Jaya’s helpful attitude confirms her team will be the same – supportive and compassionate to those in need. If we were ever in such a situation again, I would look no further. Neither should you.
Anwar Ali Khan
Jaya is someone who goes beyond numbers and spreadsheets. When you deal with Jaya, you are not just another number. She takes a personal interest in your unique situation, and not only guides you but also holds your hand till such time that an acceptable solution is found. One never feels rushed when dealing with her. She has an excellent understanding of the field and has an outstanding ability to explain things. Therefore, I would recommend Jaya and her services wholeheartedly.
Dinesh Bhasin
Like many others, I was overwhelmed with the real estate market in early 2005, which led to some good and bad decisions. I had invested in an off-plan project which did not see the light of construction for over 8 years and I was making interest-only repayments to the bank. I had exhausted all my options to negotiate with the developer for a refund. Going the legal route was also not worthwhile as I had heard of many cases won but could not be executed.
Coincidentally, I met Jaya who helped me explore some exit options. The clarity in which all the options were presented and which one best suited my problem, was very impressive. Most of all I felt she could well relate to my problems as she too had been in the thick of things. Jaya has a detailed understanding of the Real Estate market and with her exposure to banking and legal framework, her advice is always invaluable. I strongly recommend using her services, if you are looking to find your Freedom from mortgage debt.
